Money Saving Tips

This blog is all about luxury and self care. Spending money comes along with the territory. I love money. I love spending money on travel, experiences, food, jewelry & crystals (wink wink).

I want to love to saving money but that's been a little of a harder journey. However, I've found some ways that work for me and ways to do it without a lot of effort. If you are anything like me, these tips will help you find new ways to save on your purchases and make better decisions on what you're spending your money on.

Pay With Cash.

If you're the kind of person who can't help but overspend when using a credit card, it might be time to start paying with cash. In fact, many people find they spend less when they pay with cash. There's something about physically feeling the money in your hand that gives you a tangible sense of the money you're about to spend.

The 48-Hour Rule.

The 48-hour rule is a way of you make your purchases with intention. It's also known as the "cooling off" period and can be applied to almost any type of purchase—anything from a new car to a pair of shoes. The rule is simple: wait 48 hours before making your final decision on impulsive big decision.

This gives you time to think about whether or not the item is really worth it, and whether or not it fits into your budget. If, after those two days have passed, you still want the item and feel that it was worth every penny (and cents), then go ahead and get it!

Libraries Rule!


Libraries are rule! They're free to visit, and they have lots of things that can help you save money.

Free internet: Libraries often have computers for public use. Rather than pay for a pricy internet connection while traveling, libraries can provide that to you for free! Even if you don't access to a library, local coffee shops typically provide free internet! It might cost you a $3 dollar drink or sandwich to sit for a few hours, but it's better than spending $20 just for internet service!

Free books: If you like reading but want something different than what's on Netflix right now, check out the collection at your local library! Most libraries offer books not only in their own branches but also through interlibrary loan programs which allow them to borrow materials from other libraries around the world—so no matter where you live there should be plenty of options available within driving distance. You might even find some rare gems that aren't yet popular enough for mainstream publishers but still deserve recognition.

Classes: Libraries often host classes on various topics ranging from learning new skills like sewing or cooking pasta from scratch using whole wheat flour instead regular all-purpose flour (which is healthier), building furniture out of pallets (fun!)...the possibilities really are endless! Plus all those tips will come straight from experts who specialize in those areas!

Get Thrifty.

When you're out and about, look for yard sales. You can often find great items at these sales for a fraction of their original price. The same goes for thrift stores, flea markets and antique stores. If the item is still in good condition, buy it!

If you want to save money but also ensure that your purchases are quality pieces that will last for years, follow these tips:

Look for items that are still in good condition—you don't want something that's been sitting around collecting dust for years because it's either too old or not worth saving (perhaps due to how much wear and tear it's seen).

Look for quality materials—look beyond just the material itself; look at how well-made an item is as well. Also consider its potential resale value before buying anything so that you won't waste money on things likely to depreciate in value quickly or become easily worn down over time due to poor construction techniques used by manufacturers during production phases back when they were first made.

Side note: Make sure to carefully check all the treasures you find to make sure they're in good conditions and not bringing any creepy crawlies in your home.

 

Meal Plan It.


Making a meal plan can be tedious, trust me, I know.

However, once it's done you will be so happy that you took the time to do it.

Planning meals prevents impulse food spending and which will add up quickly. While I miss my frequent Postmates, UberEats, and DoorDash deliveries, my bank account does not.

Find free activities to do.

One of the easiest ways to save money is by finding free activities in the area you are in. Whether you are in your hometown or traveling somewhere new. Why pay for things if you can get them for free?

It's a no-brainer!

You can make amazing memories with friends, family, or on your own and save money at the same time.

Here are some great ideas for free (or nearly free) activities:

  • Go on a walk together
  • Visit an art museum or gallery
  • Spend some time in nature
  • Read and journal on the beach (or in a park.)
  • Explore the city on foot or using public transportation. A cheap bus or train ticket can take you to many places!

You can save money without having to put in a lot of effort. The key is finding the right way that works for your lifestyle!

Now this doesn't mean you shouldn't ever indulge or splurge on something great. I definitely do, but if you are saving for a luxury international trip or that gorgeous new Blue Flower Diamond Necklace you saw on SoulImpactful.com, these tips will help you save with ease while still having fun.

Until Next Time My Luxurious Babes,

Lauren

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